Our aim is to help you reach your retirement goals. We understand that everyone has unique goals and are at different place in their investment journey.
MB Funds offer three tailored funds to suit your individual investment needs, timeframe and risk level.
Multiple investment options
One of few registered QROPS in New Zealand that is also a Zero Rate PIE
Accessible experts to assist you with the process
Take control of your investments
Benefits received are tax free in NZ
Zero scheme entry, performance, or transfer fees
Currency choice NZD & GBP
The Scheme was established by a Trust Deed dated 14 March 2014, as amended 16 December 2016 and 26 May 2017. The Trust Deed, along with the Product Disclosure Statement (PDS) and the Statement of Investment Policy & Objectives (SIPO), sets out the rules under which the Scheme operates. These documents along with other useful information about this offer can be found at:
We offer three tailored investment strategies. Your fund choice is best for you will be determined by your personal retirement goals, investment timeframe and risk level.
Balanced Fund
Offered in NZD & GBP
The objective is to balance capital preservation and capital growth, with a level of volatility that generates a positive return with a moderate level of risk associated with investing in a mix of equity, fixed interest and cash.
Fund Composition:
• International equities 53%
• International fixed interest 41%
• Cash and cash equivalents 4%
• Australasian equities 2%
Risk Category 5
Suggested investment timeframe
7+ years
Conservative Fund
Offered in GBP
The objective is to preserve capital, with a reduced level of volatility generating positive returns with typically a lower level of risk by predominantly investing in fixed interest and cash.
Fund Composition:
• International fixed interest 64%
• International equities 32%
• Cash and cash equivalents 3%
• Australasian equities 1%
Risk Category 5
Suggested investment timeframe
5+ years
Growth Fund
Offered in NZD & GBP
The objective is to provide capital growth, that generates higher returns with a level of volatility associated with investing predominantly in equity assets.
Fund Composition:
• International equities 73%
• International fixed interest 20%
• Cash and cash equivalents 5%
• Australasian equities 2%
Risk Category** 6
Suggested investment timeframe
10+ years
** This fund came into existence on 28 November 2018. To calculate the risk indicator, actual return data and market index return data has been used. Using market index return data may make the risk indicator a less reliable indicator of how much fund values are likely to go up and down in future. See the latest fund update for more information of the Risk Indicators.
If you have any queries, or are unsure about which fund may be best for your needs, contact us by following the link below.
The Scheme is a registered superannuation scheme and a QROPS. This means you may be able to transfer your pension including your UK pension fund to the Ranfurly Superannuation Scheme e.g. from a registered pension scheme in New Zealand or overseas including in the UK or from another QROPS scheme. Please contact us to find out what is possible and to discuss your options.
